Stealth Wealth Investing: Stock Analyses & Picks

The YouTuber argues that SoFi is currently undervalued, citing its consistent earnings performance over 20+ quarters, highly incentivized management (CEO Noto's pay package and personal share purchases), sandbagged guidance, and strong loan platform growth. He believes the stock price will eventually catch up to its fundamentals, similar to past successful long-term investments he made in Meta, Palantir, and Google when they were out of favor.

“I'm busy gobbling up shares once again, which if you want to see all those buys in real time, get my complete bull and bear case for SoFi stock.” — ▶ Watch clip

The YouTuber continues to buy SoFi due to its strong and improving fundamentals, consistent execution, and what they perceive as a cheap valuation relative to its growth rate. They argue that Wall Street has not yet accurately priced its potential, and that patient investors will be rewarded.

“So for me, SoFi continue to perform, especially on a forward basis, we are getting it at a really cheap valuation given the growth rates that they're giving and everything else.” — ▶ Watch clip

The YouTuber expresses high conviction in SoFi, viewing it as a 'steal deal' due to its continuously improving business fundamentals. He defends its use of dilution as a strategic tool for growth, similar to how many successful big tech companies have historically funded their expansion. He plans to continue accumulating shares.

“Love this team. Absolutely believe we're getting a steal deal here. So, I won't talk too much about it. You guys know my thoughts on SoFi. I'm going to continue to buy this stock here and continue to add it.” — ▶ 9:00

The YouTuber suggests SoFi as a buy, stating it fulfills his four criteria: negative retail and Wall Street sentiment, an undervalued forward valuation, and strong, accelerating fundamental growth. He contrasts current negative sentiment with its higher valuation when it was at $32, indicating it's now a better entry point.

“You're seeing everything line up hitting all four pillars. Definitely a business that I want to own.” — ▶ 12:50

The YouTuber is buying SoFi due to its consistent earnings performance over 20+ quarters and an attractive valuation, especially after a recent stock price dip and improved EPS guidance. Management's projections for significant growth in 2026 and 2027, coupled with the current 'out of favor' status of the fintech sector, present an opportunity to accumulate shares at a good price. He emphasizes increasing share count during periods of undervaluation.

“I am buying as much SoFi as possible, but the reasons why might surprise you. So, I'll give you the five reasons I'm personally still looking to buy SoFi stock.” — ▶ 00:00

The YouTuber is buying Meta because its core businesses are printing money and growing double digits, despite past metaverse investments. They believe management is now focusing on the right areas, including AI, and that the company is currently out of favor, offering a cheap valuation for a great stock.

“Great. It's out of favor right now. Please continue to beat this down so I can continue to add to a great stock like Meta at cheap valuations.” — ▶ Watch clip

The YouTuber sees Meta as a great company currently offering a discount due to recent price drops (around 25% from all-time highs). They believe the current pricing is reasonable, especially considering its future moves in AI.

“And right now, we're starting to get good pricing on Meta.” — ▶ 5:40

The YouTuber recommends Meta as a buy, noting that it meets his four criteria for undervalued stocks: retail and Wall Street negativity, cheap valuation (though not as cheap as 2022), and strong, accelerating fundamentals (30%+ growth last quarter). He believes it could offer an 'easy money' opportunity similar to Google last year.

“The fundamentals look great. All four pillars line up for me. So that's why Meta is on my list.” — ▶ 10:00

The YouTuber indicates that if Meta's stock price slips enough to become cheap again, he would consider accumulating shares. He views such dips as opportunities to buy what he considers 'easy money' in the long run, based on past performance.

“with Meta recently slipping again, it could get cheap enough for me to start gobbling up shares again that will print easy money in the end.” — ▶ Watch clip

The YouTuber believes Amazon has a very bright future due to its involvement in numerous markets and its ability to innovate, as demonstrated by AWS. They see the current valuation as attractive for an incredible company that will be a major player in AI and robotics in five years.

“I'm very very happy to continue to get Amazon at these depressed prices. It's not quite as cheap as it was last year. But in regards to getting really good pricing on an incredible company that I think 5 years from now is clearly going to be bigger and be one of the big players in the AI race and everything else, Amazon's definitely it for me.” — ▶ Watch clip

The YouTuber has been bullish on Amazon for years, noting it was 'stupid cheap' previously. They see it as a long-term 'growth beast' that continues to grow, despite not expecting a 10x return overnight.

“This is definitely a long-term play. It's not going to be a it's not going to 10x tomorrow. Anything else on that for you, but it's just going to be a growth beast that continues to grow into the future there.” — ▶ 13:00

The YouTuber believes Amazon will be a big winner in the next few years, expecting it to be significantly larger in five years. He highlights the acceleration of growth and entry into higher-profit margin businesses, anticipating that new initiatives will generate substantial returns despite high capital expenditures.

“I believe Amazon as well is going to be a big winner in the next few years. Okay? Look out 5 years and you tell me if you think Amazon's going to be bigger or smaller than what they are right now. they they are accelerating their growth and some of their growth levers and they're getting into higher and higher profit margin businesses overall.” — ▶ Watch clip

The YouTuber acknowledges Palantir's excellent earnings and growth but considers it too overvalued for their personal buying criteria at the current price. While they would love to buy it, they are waiting for a more attractive valuation.

“Would love to buy it, but for me personally, touch too overvalued still at this stage, but definitely moving in the right direction in regards to valuation.” — ▶ Watch clip

The YouTuber, a long-term Palantir bull, advises holding the stock despite recent price drops, arguing that the fundamental business performance remains exceptionally strong. He believes the current dip is due to Wall Street 'games' and overvaluation from previous highs, not a change in the company's positive trajectory. He expects the stock to eventually reach $300, though it may take time.

“I'm not looking to get out of the stock just simply because Wall Street is looking to screw me. Okay? They're always looking to screw me, right? So that's not the reason why.” — ▶ 10:00

The YouTuber, who already holds a significant position in Palantir with a low average cost, states he would buy more shares if Wall Street pushes the price down significantly. He also suggests that new investors without a position should use dollar-cost averaging (DCA) to build a position, citing the company's strong earnings performance as a reason for increased attractiveness at current levels compared to a year ago.

“I'm simply going to stack more shares whenever it gets to my price target. But if I was starting all over today, meaning I have no shares at all, no involvement with Palunteer whatsoever... a simple DCA is the best route to go to build up that share count.” — ▶ 14:00

The YouTuber is selling PayPal because the new management's strategy no longer aligns with his original investment thesis, which was based on re-accelerated growth. He believes the company is shifting towards a more conservative, stable business model with minimal growth, focusing on maintaining current growth rather than accelerating it. This change in direction, despite the 'stupid cheap' valuation, makes the stock unsuitable for his portfolio goals.

“So, I'm probably going to be out on the stock and be selling the stock because to me, I bought it under one premise and now clearly they're not trying to just make a CEO change to continue on that premise. They're clearly going to go back and shift the business back to a safer business, a more stable business. And just that's not what I bought PayPal for.” — ▶ 12:00

The YouTuber advises staying away from Lucid due to its worsening financial performance, with increasing losses despite revenue growth, indicating a lack of improving margins. He highlights the need for future capital raises, which could lead to 'bad dilution' for shareholders, merely to sustain operations rather than fund growth. He previously found its valuation unjustified.

“They're going in the wrong direction once again. Um they're going to have to raise capital at some point in time.” — ▶ 7:00

The YouTuber believes Tesla is extremely expensive on valuation, with 'trash' earnings for years. They are skeptical of future promises like robo-taxi and Optimus significantly impacting the bottom line soon, viewing it as a risky play driven by hype.

“It's not cheap on a valuation. It's extremely expensive. Um, obviously earnings have been just trash for a couple years now.” — ▶ 14:00

The YouTuber expresses confusion as to why Ford is consistently a top retail buy, stating they want nothing to do with 'legacy auto' stocks. They argue that better opportunities exist for growth, value, or dividends.

“I want nothing to do with these tile stocks. You know, like I said, maybe there's a trade there, maybe there's a a play there of some sort, but if you're looking for a dividend, there are far better dividend stocks.” — ▶ 11:50

The YouTuber considers Apple their all-time favorite company, praising its business model for consistent performance and ability to generate significant profits regardless of market conditions. They believe the future is great for Apple.

“I think it's a great stock. I believe the future is great regardless of what they choose to do. simply how they run the business and how much money they print to that bottom line.” — ▶ 10:30

The YouTuber strongly advises against GameStop for long-term investors, labeling it a 'bad business' with aimless management in a dying industry. He dismisses speculative 'moonshot' ideas like acquiring eBay as 'shenanigans' that ultimately harm shareholders, drawing parallels to AMC. He suggests it might only be suitable for short-term trading, which is not his channel's focus.

“This is not a long-term buy and hold by any stretch of the imagination. So unless you want to play those games, I would stay far far away from that stock.” — ▶ 16:00

The YouTuber believes McDonald's lacks significant growth potential, especially in the US market, as it's already globally saturated. He also notes declining quality in their mid-tier offerings and increasing meal prices, which could force price cuts, further squeezing their already thin margins. He suggests the company's valuation was previously inflated compared to its growth prospects.

“So, for me, McDonald's is definitely one I am out on.” — ▶ 4:00

The YouTuber views Microsoft as a wonderful company and notes that current pricing is good, though not the cheapest ever. They focus on Microsoft as a business rather than market narratives.

“You guys are obviously getting good pricing on Microsoft. Not the cheapest ever, but pretty darn good pricing on Microsoft.” — ▶ 8:45

While Microsoft meets all four of his criteria (lack of retail interest, Wall Street concerns, cheap valuation, accelerating revenue growth), the YouTuber states he is not personally interested in owning it due to his existing portfolio mix. He suggests it could be a good play for others, especially if it falls further, but it doesn't align with his specific goals.

“But for me, Microsoft just isn't one that I'm interested in knowing. I own too many other stocks that are kind of similar, kind of adjacent.” — ▶ 14:50

The YouTuber believes the negative narrative around Shopify, particularly regarding AI disruption, is overblown. He argues that Shopify can integrate AI and that its platform offers complex functionalities like payment processing and legal frameworks that AI alone cannot easily replicate. He sees the stock as potentially undervalued, but advises further due diligence on its growth drivers.

“There's definitely some interesting things going on right now with Shopify and I believe the narrative, more importantly, against Shopify is way overblown.” — ▶ 6:00

The YouTuber believes Nvidia still has 'a lot more legs to run' due to high demand and its position as a major winner in the AI arms race. They expect it to continue being a leader for the next few years.

“And I still think there's a lot more legs to run on this particular run. There's a lot of demand there.” — ▶ 16:00

The YouTuber likes Google as a solid company and believes it has more room to run. They highlight that the company's earnings performance contradicts the negative market narrative about its AI position.

“At least it's a great solid company. I do believe we have more room to run here with Google as well.” — ▶ 7:30

The YouTuber believes Netflix is a great company that will be much larger in five years, noting that competitors are falling away. While not as cheap as before, it's still a good pick.

“It's a great company. There's no doubt in my mind 5 years from now will be a much larger company than it is today.” — ▶ 3:00

The YouTuber is taking a 'wait-and-see' approach with Nike, noting its declining stock price and perceived drop in quality for mid-tier products, which has allowed competitors to gain market share. While acknowledging Nike's strong brand and professional-level products, he questions whether the new CEO can reverse the negative trends reflected in the company's earnings.

“So, I'm not sure there's anything else to rush into right now in regards to that, but is the next stock at a 52-week low something you should rush into or not because I know there's some folks out there telling you you absolutely should.” — ▶ 14:30

While acknowledging Mercado Libre's strong financials and management, the YouTuber avoids the stock due to his lack of understanding of the South American market dynamics, including political and regulatory environments. He emphasizes the importance of understanding the market a company operates in, and feels he cannot adequately assess the risks associated with MELI's primary operating regions.

“The problem is is I don't understand the market that they're in at all. This is not the American market. This is the South American market.” — ▶ 10:30