Should I Buy Nubank (NU)? — Finance YouTuber Analysis

The YouTuber is interested in buying Nubank (NU) due to its current valuation (18.4x P/E, 12.4x forward P/E) despite over 40% revenue and net income growth. He highlights its massive customer base, growing average revenue per active account, decreasing cost to serve, and significant untapped market opportunities in Mexico and the US. The recent CFO resignation, which led to a stock sell-off, is viewed as bullish due to the highly experienced new CFO from Visa.

“I have not purchased any shares of this business quite yet but it is one that I am very interested in and I think is looking very undervalued in the market today.” — ▶ 28:50

The YouTuber identifies NuBank as a potential buying opportunity, believing it to be one of many stocks with strong fundamentals that have been 'left behind' by the market's focus on AI and semiconductors. He suggests that despite the S&P 500 being at all-time highs, there is significant value in such overlooked companies.

“Just take a look at Skyward. Take a look at BAM. Take a look at Mastercard Visa Microsoft even Nvidia. Arguably, Marcato, Libre, New Bank, Meta, Brookfield Corporation, KKR, Apollo.” — ▶ 40:40

The YouTuber is buying more shares of Nu, viewing the recent 8% drop due to a CFO transition as an opportunity. He argues that Nu is not priced to perfection, has a strong business growing rapidly in its core Latin American markets, and even a small success in its US expansion could significantly impact the business. He maintains conviction in the company's long-term trajectory and CEO's vision.

“So to me, I'm going to buy more shares of new personally because I still believe in a long-term trajectory of this business of the vision of the CEO as well.” — ▶ 12:00

The YouTuber holds Newbank, stating it contributes positively to their portfolio's performance. No specific new reasons are given beyond it being a significant holding.

“Auch ASML, Newbank und AMD tragen positiv zur Performance bei.” — ▶ Watch clip